Worldwide Health Options (from 2009) (Castellano)
Useful notes and legal information
False information
If there is reasonable evidence that any person has misled us or attempted to mislead us, either at the time of joining or when making a claim, by:
· giving false information
· keeping necessary information from us, or
· working with another party to give false information
either intentionally or carelessly and which may influence us in deciding:
· whether you (or they) can join the plan
· what subscription has to be paid, or
· whether we have to pay any claim
your insurer can end your membership, including the membership of any additional people included in your plan and seek to recover any claim payments which have previously been made. We will refund any subscriptions you have paid which relate to a period after your membership ends. However, we are entitled to deduct money you may owe us from any refund. We may also refer the case for legal action and / or law enforcement agencies.
We may alternatively:
· add new personal restrictions or exclusions to your cover, and / or
· deny payment against any pending claims.
We will not end your membership, or add any personal restrictions or exclusions to your cover, for any disease, illness or injury that started after you joined the plan as long as you:
· gave us all the information we asked for before you joined, and
· have not applied to add any new options to your cover.