Liberty Commercial Premises insurance (Castellano)
A.1. Material damage or losses sustained by the building and / or contents
9. Spilling or leaking of automatic extinguishing devices
Material damages are guaranteed if they are caused by spills, lack of water tightness, leaks, rupture, falling, collapse or general faults in any of the parts of devices that use water or any other substance as an extinguishing element.
The limit on the indemnity for this guarantee shall be 100% of the insured sum for building and / or contents.
THE FOLLOWING IS NOT COVERED:
a. Damages caused in the extinguishing system, in the parts where the damage originated.
b. Damages caused due to the use of fire extinguishing devices for other purposes.
c. Damages caused as a result of repair, decoration or maintenance work in the insured business.
d. Damages caused to items located less than 10 cm from the floor, providing that they could have been stored on shelves, in pallets or in other similar places, unless such damage would have occurred even if the items had been located above the aforementioned height.
A.2. Expenses and losses associated with material damages
4. Risks excluded from all guarantees