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Liberty Commercial Premises insurance  (Castellano)

    

3 Covers

 

A. Basic covers

 

A.1. Material damage or losses sustained by the building and / or contents

 

3. Vandalism or riotous acts 

 

Committed individually or collectively by individuals other than the policyholder or the insured, including those arising from legal strikes, meetings and demonstrations carried out in accordance with that set forth in current legislation, unless the aforementioned actions are considered to be riots or civil unrest.

The limit on the indemnity for this guarantee shall be 100% of the insured sum for structure and / or contents:.

 

THE FOLLOWING IS NOT COVERED:

 

a. Any damages and expenses caused by graffiti, carvings, the gluing of posters and similar events.

 

b. Losses due to the theft without violence or misappropriation.

 

c. Breakages of windows, glass and signs.

 

d. Damages and losses caused by theft with violence or attempted theft with violence and theft with intimidation to people.

 

e. Damages sustained by vending machines and public telephones operated using coins or tokens.

 

 

 

4. Natural phenomena 

 

A.2. Expenses and losses associated with material damages

 

B. Optional covers 

 

4. Risks excluded from all guarantees